Learn Why Budgeting Makes Good Cents In an age of information overload, many simply don't have the time, knowledge, or organizational skills to create a simple, functional system for managing personal finances. The Budget Kit has become a bestselling classic that has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. Even if you are using a financial software program, you will find the concepts in The Budget Kit to be essential ot your understanding of budgeting. In the completely revised and updated fourth edition, Judy Lawrence tackles the unique challenges faced in the digitial society in which we live. The increased use of debit cards, automative withdrawals, direct paycheck deposits, and online bill payment systems has distanced us from our money like never before. Judy guides you throught the electronic shift to a cashless society and keeps you connected to your money. In addition to getting a handle on spending, The Budget Kit can help you: Organize and maintain daily and monthly records of financial information Use Internet resources wisely and well Plan and manage finances, even with irregular paychecks Reduce debt using the unique debt-reduction calculator Anticipate monthly and yearly expenses, avoiding unpleasant surprises Gain confidence and financial peace freedom With this straightforward, easy-to-understand guide, you can get your spending under control and create a budget that will get you on the road to financial freedom. This book is an e-book, meant for downloading and reading using Adobe Acrobat. For the print version, click Here. $18.95